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budget.needs (50%)

budget.wants (30%)

budget.savings (20%)

How to Use the Budget Calculator

Our budget calculator helps you implement the 50/30/20 budgeting rule to manage your monthly income effectively. Enter your after-tax income and categorize your expenses to see how they align with the recommended allocation.

Understanding the 50/30/20 Rule

  • 50% for Needs (Essential expenses)
  • 30% for Wants (Non-essential expenses)
  • 20% for Savings (And debt repayment)

Calculator Features

  • Add multiple budget categories
  • Categorize expenses as needs, wants, or savings
  • See recommended vs. actual spending
  • Track budget variances

Master Your Budget with Amigo AI

Ready to take control of your finances? Amigo AI helps you track expenses, categorize transactions automatically, and get AI-powered insights for smarter budgeting. Create custom budgets, receive real-time spending alerts, and make informed financial decisions with personalized recommendations.